Catchwords:

CONTRACTS – Construction – Interpretation – Construction of insurance contract – Whether appellant fell within definition of “Named Insured” in the Policy – Where appellant supplied labour to a sub-contractor undertaking demolition works for principal contractor – Whether “agent” in Policy bore the strict legal meaning of “agent” or more colloquial meaning of intermediary or someone who provides services for another – Whether as a sub-sub-contractor of principal contractor the appellant was a sub-contractor of the principal within the meaning of the policy – Whether appellant was an “agent” of the sub-contractor